There are many different types of insurance. Basically anything can, and is, insured. Most people have at least one type of insurance, the basic ones being health, car, house, accident and life insurance. Here are some pointers on how to save money on insurance, by NOT buying unnecessary coverage.
Home insurance
You normally insure your house against damage. The most common damage is fire. Okay, you might have to get an insurance policy for fire in case you fall asleep smoking, BUT you can save a lot on the little other extras.
For …

- Clean it every chance you get. The more you clean it, the better. Once a day is the minimum.
- Use a wet hard old rag. Or just an old shirt or papel towel will do.
- Always Wipe the DVD in a round direction. Try to follow the circles. NEVER in a straight line from center of the disc to outer edge.
- Acetone (?) will be perfect for cleaning the disc
If you are doing any of the above when cleaning a DVD disc…Stop!

1. When telling a lie look away from the person your telling it to.
2. Always exagerate. If you stayed out late and had a few drinks too many, say that you were kidnapped and forced to drink eight tequila shots. The reasoning behind this is that it sounds so improbable it must be true.
3. When your going to lie, first tell the person that “this is the absolute truth”.
4. Remember, if it ever comes down to it, your smart enough to beat a lie detector.
5. If you lost all your …